CrCard {Greene} | R Documentation |
Expenditure and Default Data
Description
a cross-section
number of observations : 1319
observation : individuals
country : United States
Usage
data(CrCard)
Format
A dataframe containing :
- Cardhldr
- dummy variable, one if application for credit card accepted, zero if not
- Majordrg
- number of major derogatory reports
- Age
- age n years plus twelfths of a year
- Income
- yearly income (divided by 10,000)
- Expinc
- ratio of monthly credit card expenditure to yearly income
- Avgexp
- average monthly credit card expenditure
- Ownrent
- 1 if owns their home, 0 if rent
- Selfempl
- 1 if self employed, 0 if not
- Depndt
- 1 + number of dependents
- Incper
- income divided by number of dependents
- Curadd
- months living at current address
- Major
- number of major credit cards held
- Active
- number of active credit accounts
Original description
“1319 Observations.”
Source
Greene, W.H. (1992) A statistical model for credit scoring, Working Paper No Ec-92-29, New York University, Departement of Economics, Stern School of Business .
References
Greene, W.H. (2003) Econometric Analysis, Prentice Hall, Table F21-4.
[Package
Greene version 0.1-2
Index]