CrCard {Greene}R Documentation

Expenditure and Default Data

Description

a cross-section

number of observations : 1319

observation : individuals

country : United States

Usage

data(CrCard)

Format

A dataframe containing :

Cardhldr
dummy variable, one if application for credit card accepted, zero if not
Majordrg
number of major derogatory reports
Age
age n years plus twelfths of a year
Income
yearly income (divided by 10,000)
Expinc
ratio of monthly credit card expenditure to yearly income
Avgexp
average monthly credit card expenditure
Ownrent
1 if owns their home, 0 if rent
Selfempl
1 if self employed, 0 if not
Depndt
1 + number of dependents
Incper
income divided by number of dependents
Curadd
months living at current address
Major
number of major credit cards held
Active
number of active credit accounts

Original description

“1319 Observations.”

Source

Greene, W.H. (1992) A statistical model for credit scoring, Working Paper No Ec-92-29, New York University, Departement of Economics, Stern School of Business .

References

Greene, W.H. (2003) Econometric Analysis, Prentice Hall, Table F21-4.


[Package Greene version 0.1-2 Index]